Private beta · invitation only · test money
Your financial world, made clear.
Quantum Chartered is a Pakistani money app in the making: an account, investing on the Pakistan Stock Exchange, and an AI analyst that explains your figures in plain words. The beta runs on test money and simulated prices, so you can try every part of it without risking anything.



What you can try
Send, invest and understand. One app.
Move money
Send, pay and top up
Send to a mobile number or an IBAN, pay bills and top up a phone, with a receipt for every step. In the beta it all runs through a sandbox bank: test money, never your own.
Invest
Buy and sell PSX shares
Follow prices, read a chart and place an order, with the fees shown before you confirm. Prices in the beta are simulated, and every screen says so.
Understand
An analyst that explains
Ask what moved today, why your shares are up or down, or what an order cost you. It explains the figures we hold. It never tells you what to buy. How it works
Built for money
Built the way money should be.
A beta with test money is still a beta about trust. These are the rules the app keeps from day one.
One ledger, always balanced
Every rupee is recorded twice, as in a bank's books, and the books are checked against every balance on a schedule. A mismatch raises an alarm instead of waiting to be found.
Your details, kept small
We ask only for what the service needs. Identity and account numbers are kept as one-way keyed codes for matching and shown masked. No ads, no trackers, nothing sold.
Sign-in you control
A code by text message signs you in. The app can lock with your fingerprint or face, and you can sign any device out from your phone.
The beta
Join a small, careful beta.
We are opening the app to a small group first, people we invite one by one. There is no sign-up form: we send each tester a personal invitation and the steps to install on Android.
- Test money only: nothing you do can cost you anything.
- Android, as a direct download from this site.
- Tell us what breaks, and shape what we build next.