Quantum Chartered AI
An analyst that explains. Never one that advises.
The AI in Quantum Chartered reads the figures the platform holds about the market and your own account, and explains them in plain English. It is built so that it cannot move money, cannot see who you are, and will not tell you what to buy.
What you can ask
Questions answered from your own figures.
A savings plan
"Help me save Rs 50,000 in three months": what you would set aside each month and week, and whether your recent activity covers it. You can accept the plan as a goal, or not; a goal moves no money.
Where your money goes
Your spending by category, and the bills that come back every month, from your own test-money activity.
Cash flow
What an average month adds to or takes from your spendable cash, as a projection from your own history. An illustration, not a forecast.
Your shares
How concentrated your paper portfolio is, what each holding contributed, and a "what if" scenario, at simulated prices.
The market and a sector
Which sectors moved and how broad the move was, from the simulated prices the platform holds.
One order
What an order cost you, at what average price and with what fees.
How it works
Checked before you see a word.
- You ask; nothing runs on its own. What you type is turned into one of a fixed set of questions on your phone, and your typed words never leave it. Every answer starts with your question, and shows when it was made.
- Our server does the sums. A fixed set of read-only calculations runs over your own test-money records. They can read; they cannot move money, place orders or change anything.
- It reads figures, not people. The model receives a short list of figures and labels, chosen field by field. Never your name, number, identity document, balance, or anything you have typed.
- Every sentence is checked. Each figure in the answer must match one it was given, in the right unit. Advice, instructions about your money, forecasts, price targets and promises are rejected. When an answer is rejected, or the model can't answer, the same figures are explained by fixed rules instead, and labelled that way.
- It says what it is. Every answer shows whether an AI model or fixed rules wrote it, and when; while prices are simulated, it says so.
It will
- Explain what moved, and by how much.
- Work out a savings plan you can accept or ignore.
- Use only figures the platform holds.
- Say when prices are simulated.
- Show how each analysis was made.
It won't
- Tell you to buy, sell or hold.
- Tell you what you should spend or save.
- Forecast prices or set targets.
- Move money or place orders.
- See your name, number or identity documents.
- Give religious or legal rulings.
In the beta, answers are written by a built-in sandbox model on our own servers, or by fixed rules, from your test-money records and simulated prices. No AI company receives anything. The app always shows what wrote an answer, and nothing it says is financial, investment, trading or budgeting advice.